Two years ago, personal finance was a mystery to me.

I didn’t have any grasp on my spending or saving habits and how they fluctuated over time. I thought that in order to invest, I had to spend a lot of time actively buying and selling stocks when apparently, that’s not the only way (or the most successful way) to invest. I didn’t have any concrete financial goals.

At some point after I started working full time and receiving a paycheck, I realized that I should probably figure out how to manage my money.

Today, I’m by no means an expert in any way, but I have a much better grip on my money and what I hope to do with it in the coming years.

This post is for the folks in a similar position – interested in getting their personal finances in check, but totally bewildered on where to start and how it all works.

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